Got In A Minor Car Accident, What Should I Do?
This lady rear ended me this morning, not a big accident, but a little scratch and tiny dents on my car. She on the other hand din’t have any damage. We both exchanged numbers, address, name, and insurance. But I didn’t get her license plate number or insurance info (just the name of company). Is it possible to claim service, with the evidence provided. For instance, so that her insurance will pay for the damages? I’m really disoriented, and don’t know what to do, I’ve never been in an accident in 8 years, so I don’t know how this works.
Tagged with: 8 years • address name • damages • dents • insurance • license plate number • scratch
Filed under: Personal Injury Claims Lawyer
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I would call her up and just have her pay for the damage… stay away from the insurance companies, it will only cost you more in the long run.
You’re probably screwed unless you got a police report. No insurance company is going to pay a claim without a police report. ALWAYS get one, even if it’s just a minor accident.
The first thing you should do is call the lady that hit you and explain to her that you were disoriented and forgot to get her insurance policy number and the phone number of the company. Hopefully she will comply and give you the policy number and phone number. If she is unwilling to do this you should google the insurance company and get their number that way. Call them and let them know what happened. They should be able to pull up her policy by her name and type of car. Hopefully this will solve your dilemma. Good Luck!
call her and ask for her policy # then when you report to your insurance give it to them and the will take care of it
Hi. Dig out your insurance papers and call your insurance company to start a new claim; have a pen ready. Give them the contact information of the other party including the insurance company’s name. The insurance company should be able to walk you through your disorientation (they are use to that). If you are treated badly then consider switching to a new company after this claim. Always write down who you are talking to.
There is the matter to consider if you even want to make a claim. Is your vehicle an old junker and do you care if it’s got a new scratch? Any damage decreases resale value. Maybe the person who hit you is a habitual careless driver and your reporting may be the clincher to get another bad driver off the road.
Hope this helps.
As long as shes honest to her insurance you should be fine- if shes not.. since you dont have a police report- your screwed.
Call her insurance company- you should be able to file a claim through her name alone (unless she lied)
Then just cross your fingers that shes honest…
Showing evidence to the insurance company can definetly help you, but you getting covered for your damages also depends on the woman’s policy.
You can still make an insurance claim. Unless the old lady who hit you is really dishonest probably no one will dispute you. First, call the police station and try reporting it even if they say it’s too late. Not everyone carries a cell phone, so it might have been impossible for you to call from the scene of the accident.
Then try to call the old lady and see if you can get her policy number and license plate number. Even if you can’t, you can still do the following:
1) Call the old lady’s insurance company and report the accident even if you don’t have all the information. It may have been too dangerous at the scene of the accident for you to collect all the information anyway. They will contact her, and unless she denies it you shouldn’t have a problem.
Don’t wait for her insurance company to get back to you.
2) Go to an auto body shop and get a free written estimate for the repair costs. Places with a special computer system for doing estimates are the best. Submit the estimate to the old lady’s insurance company by fax or certified mail. By law, the insurance company has a certain amount of time to address your claim. The laws vary by state. They might want to look at your car themselves or send you to a different body shop. In California the "victim" gets to choose the shop.
As long as her insurance company acknowledges your claim, you should be able to get your car fixed, but you might have to be patient and wait a while. If you have any problems, check with your state insurance commission.
hi check this link its good
http://insurancess.notlong.com
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