I’m involved in a personal injury claim and my solicitor hasn’t advised me on ATE Ins. I’ve just read about it now. Court proceedings have been issued, is it too late?

I was in a car accident where the other party was at fault. I am 7 months pregnant. I have been to doctor and as far as we know everything is okay. The accident was minor. Other party’s ins. is trying to settle, wanted to pay for the extra MD visit after accident and the representative said she would see about getting me a "little extra money for the injury claim". Her exact words. This was just mentioned today. The accident was two weeks ago. They had to total my vehicle and they would like to get it wrapped up. Should I settle before the baby is born to make sure everything is okay? I am getting advice not to but I don’t want to seem like I’m trying to get alot of from them.

I hit a parked Suv’s back bumper. I damaged my car, the accident was mostly the result of a very loose power steering belt. I have a few tickets on my record,but most of these are old and in NY get erased from your record after a time (I only have one speeding ticket the rest were minor or parking). I have never been in an accident as the driver. Im wondering if I should go thru ins or not, the estimate the person gave me for the bumper (it has a pretty bad gouge in it) was 600. If I put a claim in, will my insurance go up >? I only have minimum coverage, no collison etc. Im not sure what to do, I dont have alot of money but I dont want to screw myself, either. THANKS IN ADVANCE for any advice.
Oh, I have already fixed my own car btw (my father is good with cars)because thee right headlight was damaged and I needed to get to school.
thanks for the answers. my father tightened the belt already (right after). the thing would screech loudly esp when i turned teh wheel all the way, and it would shake and hang up a bit making it hard for me to get out of tight spots. I dotn think it slipped, but it definetly shaked and screeched. I guess I wont put a claim in, if the ins goes up,and something else happens I may screw myself (I am commuting to school somewhere I now I have to parellel park all the time). thanks for the advice.

my husband was in an accident with a drunk driver and 2 other vehicles a couple of nights ago. his neck was injured. he was slammed 3 times. he went to the er that night. tomorrow he is going to dr for follow up. (neck is worse by the way). my question is this- the drunk drivers ins accepted liability and is going to cover our van, rental car, as far as med bills they said we can either get a settlement from them directly from injury claim or we can go through our insurance (med pay?) and then our insurance can get their money back from the other company. any insurance agents or someone who has been through this that has advice? thanks in advance.

Is it legal for an ins. comp 2 ask if youre on food stamps or what ur past emp. is when your filing an injury claim? I was injured transfering a patient from her wheel chair to her bed and hurt my back in the process. When I filed a claim with my employers ins, they sent me a packet asking all sorts of questions including my employment history and whether or not I am on any state benefits etc. Is it even legal for them to ask all those personal questions? I can understand why they ask if I have ever been in a vehicle accident and was injured, but, asking about state benefits and such, seems VERY off and gave me red flags. Can anyone tell me?
redvelvetflames4ever, you are quite the preassumptive bitch aren’t you? Not hat it is ANY of your buisness, but you know NOTHING about me!!!! I have NEVER filed ANY kind of WC claim, I DO work in a facility, I have never had trouble with my back until this happened and CLEARLY all your so called education has taught you NOTHING about manners! Grow up or get off here! Your an idiot!

Long story short: Boyfriend was rear-ended on motorcycle over a month ago & was injured (full surface burns & neck/shoulder injuries) HE had no insurance but the guy who hit him does. We filed a claim with that ins. co. and also retained an attorney for a Personal Injury case. MY QUESTION IS – when will the insurance company start paying his lost wages & medicial expenses? I know that an actual "settlement" could take YEARS possibly, but what about in the meantime? Our attorney told us that the ins. co. will have to start paying the lost wages ASAP and that he is also going to ask that they do an "Advance" on the medical. We’ve spent probably hundreds so far just on prescriptions and as of today we cant fill a couple of his RX’s that he desperately needs and the attorney hasnt returned our calls (VERY hard to get him on the phone so we have no idea what is going on) and we are behind on ALL our bills and about to lose our apartment. At this point we are desperate. We have no family or friends that can loan us money and we’ve already pawned everything of any value that we own. I am SO depressed by all this and feel like there has to be some way out. My b/f was laid off temporarily when the accident happened and now that his work wants him to come back the Doc told him no work for 6-8 weeks AND the Unemployment money he was receiving was terminated because he is "physically unable" to work. How do we go about getting short-term disability? What other options do we have? We are about to lose everything and are desperate. Please help!
mbrcatz – YOU and I both misunderstand, aparantly.
He was receiving Unemployment at the time of the accident. He was laid off TEMPORARILY so he was "job attached" meaning he was expected to return to work. Once he was injured he no longer qualified for Unemployment because he wasnt "physically able" to work. He most certainly has lost wages and will continue to have lost wages.
You say a "It’s not going to happen" but then say "he gets 30% to 40% – whatever you agreed upon – of the lost wages and medical bill advance." So…? Yes, we are well aware of the attorney’s fees. I’m just confused now as to why our attorney told us we could get the lost wages and medical advance and you are so adamant that we wont?
The insurance company already made a settlement offer on his motorcycle, but our attorney hasnt gotten back to us as to what we will get – but as soon as we agree and send the title to them the check will be mailed to our attorney.

Long story short: Boyfriend was rear-ended on motorcycle over a month ago & was injured (full surface burns & neck/shoulder injuries) HE had no insurance but the guy who hit him does. We filed a claim with that ins. co. and also retained an attorney for a Personal Injury case. MY QUESTION IS – when will the insurance company start paying his lost wages & medicial expenses? I know that an actual "settlement" could take YEARS possibly, but what about in the meantime? Our attorney told us that the ins. co. will have to start paying the lost wages ASAP and that he is also going to ask that they do an "Advance" on the medical. We’ve spent probably hundreds so far just on prescriptions and as of today we cant fill a couple of his RX’s that he desperately needs and the attorney hasnt returned our calls (VERY hard to get him on the phone so we have no idea what is going on) and we are behind on ALL our bills and about to lose our apartment. At this point we are desperate. We have no family or friends that can loan us money and we’ve already pawned everything of any value that we own. I am SO depressed by all this and feel like there has to be some way out. My b/f was laid off temporarily when the accident happened and now that his work wants him to come back the Doc told him no work for 6-8 weeks AND the Unemployment money he was receiving was terminated because he is "physically unable" to work. How do we go about getting short-term disability? What other options do we have? We are about to lose everything and are desperate. Please help!

I have a 1995 Toyota Camry and was hit from behind. Other driver says he will pay for damages (estimates I got range from ,300 to ,700). I checked value of my car at kelly blue book and at a fair condition it is worth ,950. He has asked me not to file a claim with my insurance because he does not have insurance and wants to avoid dealing with the DMV. My predicament is that should I just ask him to pay me ,500 for damages or file a claim. Will the ins. co. salvage my car since the repairs are slightly more than its value? If so, can I still keep my car or will they take it away from me? What other options do I have? Thank you for your ideas.

At the end of Jan 2005 I was working in a nightclub as bar staff. At closing time one evening I was told to operate a hot dog bain marie as the person that normally did this was off (similar design to this.. http://img.alibaba.com/photo/51154247/Hot_Dog_Machine.jpg ).
The machine was placed on the reception desk of the nightclub, in reach of all customers. I had no training, and was just left to it. A customer ended up pushing me onto one of the spikes, resulting in a 3 ins by 1 inch burn across the top of my arm. I reported this immedietely to my manager, and was given some wet kitchen roll and told to stay at my post until all the customers had left. I did this, even though I was in tears, and a lot of pain. The burn blistered immediately, and a doctors visit the next day revealed that it was 2nd degree. I also had to have time off my day job as I was unable to move my arm.

I have left it so long as I kept hoping the scar would fade, but it never has and is very noticible.
The injury is recorded in the accident book of the nightclub, although I have a feeling that if I did make a claim it might suddenly go ‘missing’.
No I dont still work there, I left in May 05 because they treated their staff really badly. lol.

Pic of my arm….

http://www.flickr.com/photos/seifriss/2073933146/

i was involve in a car accident while working a pt job delivering pizzas, i was at fault due to the other car had the right of way even though i had the most damages on my car, now my ins is fighting the claim since they say i was not suppose to be working when i only have a personal policy (w/ full cover), and my work is giving me the run around and wont give me the ins info to put the claim

what should i do and which ins should pay ???
isn’t my work suppose to cover ???
i work for dominos