Missouri personal injury lawyer discusses what can be done when an accident victim does not have health insurance. Having no health insurance presents a serious problem when trying to get medical treatment for injuries sustained in an accident. There are things that an injury attorney can do to help victims with no health insurance.
Nearing the end of medical treatment for soft tissue injuries (shoulder/neck pain), this took 4 months.
Medical bills totaling just over 00.
Homemaker, so no lost wages.
She was a passenger in the car NOT AT FAULT and the driver at fault has insurance coverage.
She opened a PIP claim through her own insurance to deal w/medical bills (does this affect settlement amount?).
What is a reasonable amount for her to settle for?
Baby was unharmed.
Is there a formula insurance will use to calculate settlement amount?
If so, how does it work?
This happened in Washington State if that helps @ all.
Her pregnant sister-in-law was paid 0 just for being another uninjured passenger in the same accident. In-law sought out no medical treatment what so ever.
PIP claim is through her auto insurance company and her PIP adjuster is currently going after the responsible insurance for bill payment. Does this mean she will not receive settlement for medical?
I have made the claim with the persons insurance, I have never been in an accident and really don’t know what is the RIGHT thing to do. I asked the insurance comp. How their Personal Injuries policy works and they basically said I need to pay any medical bills out of my pocket and (I don’t have any money or health insurance)then if they are liable then they can see if they would pay me back. I would really appreciate some feed back, Should i get an attorney? What should I do Please HELP!
–I’m in my car driving and I have a friend with me. I’m waiting at a red light and out of nowhere comes a car that rear ends me. I go outside to talk to the driver, but he runs away ON FOOT. Anyways, I call the cops etc. they write a police report of the accident and my friend complains of "back pain" so I take him to the ER (just like he stated) and he turns out to be fine just that his muscles were pulled.
Anyways, my insurance company (state farm) is covering all of the medical expenses, they give the passenger ,500 to use on medical related issues. My friend goes to the Chiropractor to get more "treatment done" and the bill will exceed ,500 that my insurance company has stated to provide him (they told him before he went to the Chiropractor btw).
Anyways, now he’s complaining that he needs more money, and that he’s going to fight with my insurance company. On the other hand, the guy who is responsible for the entire accident has a crappy insurance policy, not to mention he claims that his car was "stolen", when he never filed a police report prior to the accident stating that his car was stolen(my main suspicion is that he was drunk at the time of the accident, that’s why he ran on foot). Anyways, my insurance company told me friend that he has to either pay through his health-care, or he has to fight with the other guys insurance company if he wants his medical bills paid. My main concern is, am I liable to pay his medical bills even though I wasn’t at fault for the accident? Or would he have to sue either my insurance company or the other guy’s insurance company for his medical bills to be paid off?
REPLY: I live in Texas, so does strict liability still count towards me?
So you guys are all agreeing that it’s NOT my liability to pay for his medical bills (if my insurance company doesn’t) ? Because the accident itself wasn’t my fault, and my insurance company provided everything they could. I AM FULLY INSURED BTW.
I was served a summons and a letter of case management order.?
I will be very clear….
I was in a car accident, rear ended someone, no insurance, my passenger after 3 years is trying to sue for personal injury. Received a few stitches under eye. Filed 17 days before statue of limitations in California so case was filed. Seen this person after accident and they were doing fine not longer after the accident.
Anyway I was hit with a summons which seeeeems very frivilous and as if it is being sent by a "oppurtunist" who is trying to get whatever it is they can.
How do I reply back to this summons and case management order. Please be detailed. I understand if this person would be reasonable and go hey here are my medical bills etc…and here are the actual numbers. But to attempt to sue for pain and suffering, loss of wages etc… is ridiculous. I have seen this person driving, looking like life was just fine, this is very suspicious to claim any pain and suffering, if anyone went through pain and suffering it would be me I lost a vehicle, was sued by the other parties whom a paid some money…How can I bring these people back to reality…
Thanks for all your responses, I contribute to yahoo answers all the time when it is something I feel I can contribute to….Thanks
Category
Politics & Government > Law & Ethics
I was in a car accident back in March. The other party that hit me was at fault. A police officer WITNESSED the accident and he wrote the police report. He stated the other party was driving at an unsafe speed for the driving conditions. What are my rights as far as claim settlement amount (for example 2-3xs medical bills settlement), timeframe of settlement, etc.
Yesterday I received a letter from my auto insurance company about an accident I had more than 15 months ago. What happen during the accident was that I was making a left turn as the light has turned red for a split second, but the other person from the opposite direction sped up trying to run through the light and our cars crashed heavily. My car was pushed back for about 15ft while his car stayed at the same place. However, after the collision, we got out of the car and nobody was injured from either sides. He has another passenger with him while I was driving alone. The police and paramedic came and asked if anybody was injured, but there was no injuries so the paramedic left right away.
In the letter they said that the other party is demanding a huge amount of money for medical bills and injuries claims. Here is what they are demanding: "Anthony XXXX demands ,500 based on medical bills of 38.30 and injuries include: Chest wall contusion, cervical/thoracic/lumbar sprain/strain, muscle spasm and Cervicalgia. The demand for Roxanna XXXX is 0,000 based on bills of ,830.80 and injuries include: Lordosis, cervical/thoracic/lumbar sprain/strain, right hip and thigh sprain/strain, chest wall/rib contusion."
As you can see, the list of the injuries are very suspicious since each and every injury cannot be seen physically. So what am I supposed to do with this claim? My insurance policy only has a limit of K. Will I be sued for the remaining amount? I’m a poor college student with no income or properties so what is going to happen if I get sued? I’ve been having a headache since yesterday worrying about this matter and couldn’t concentrate on anything else or even stay focus during class. Please give me some advice on this matter as this was the first accident I ever had and don’t have much experience on how it will be settled. Thanks for your time.
In the police report, no injuries were listed.
Yesterday I received a letter from my auto insurance company about an accident I had more than 15 months ago. What happen during the accident was that I was making a left turn as the light has turned red for a split second, but the other person from the opposite direction sped up trying to run through the light and our cars crashed heavily. My car was pushed back for about 15ft while his car stayed at the same place. However, after the collision, we got out of the car and nobody was injured from either sides. He has another passenger with him while I was driving alone. The police and paramedic came and asked if anybody was injured, but there was no injuries so the paramedic left right away. In the police report that I received a few weeks later, there was no injuries listed in it.
In the letter they said that the other party is demanding a huge amount of money for medical bills and injuries claims. Here is what they are demanding: "Anthony XXXX demands ,500 based on medical bills of 38.30 and injuries include: Chest wall contusion, cervical/thoracic/lumbar sprain/strain, muscle spasm and Cervicalgia. The demand for Roxanna XXXX is 0,000 based on bills of ,830.80 and injuries include: Lordosis, cervical/thoracic/lumbar sprain/strain, right hip and thigh sprain/strain, chest wall/rib contusion."
So what am I supposed to do with this claim? My insurance policy only has a limit of K. Will I be sued for the remaining amount? I’m a poor college student with no income or properties so what is going to happen if I get sued? I’ve been having a headache since yesterday worrying about this matter and couldn’t concentrate on anything else or even stay focus during class. Please give me some advice on this matter as this was the first accident I ever had and don’t have much experience on how it will be settled. Thanks for your time.
This is just what I received in the letter from my insurance company. The case is still not settled. The demands listed above are what they are asking my insurance to pay. They still have yet to directly sue me. Right now I’m still keeping contact with my insurance adjuster and he said they will do an investigation of the injuries claim.
There’re 3 lanes at accident place. My car(V1) was on 3rd lane from left & drove 60mph. Commercial truck(V3) was on 2nd lane & changed onto mine 55mph without signaling. Before changing lane, V3′s tail was at the same line of V1′s head. So when I suddenly saw V3 moved to mine, I quickly reacted by turning my steering wheel to the right and pressing the brake pedal (V1 & V3 had no physically contact). At this point, V1 lost control & spun half round to 2nd lane & faced backward to coming traffic; therefore, another pick up truck(V2) hit to front head of V1 & V1 turned another half round & stopped at roadside next divider. V3 kept driving away. A witness saw company name on V3, & reported to police. Police found V3 driver. In police report, V3 driver said he didn’t change lane & aware of the accident. The conclusion of police in police report was V3 driver "unsafely changed lane" & he was a 3rd party involved in accident. How many % do you think I can win this case at small claim court?
Thank you for all quick responses.
To "Soaplakegirl"-If I hit brake without turning steering wheel to the right, V1 would absolutely hit V3, 100% for sure because when V3 moved to #3 lane, the rear of V3 was approximately 2-3 feet away from front head of V1.
To "What’s with that"- This was what police stated in police report: "V3 Driver caused this collision by driving vehicle #3 in violation of California Vehicle Code section 21658 (a)….V3 driver failed to make sure the #3 lane was safe to move into which subsequently caused V1 driver to take evasive action which caused him to lose control of V1 and result in a traffic collision." The police did not charge V3 driver for "hit and run".
To "LEF"- Now, my lawyer wanted me to file a claim at Small Claim Court for my damaged old car only. The medical bills will be claimed for another time. My lawyer also said that if I would lose my case this time, my case would be over & I’d not be able to file Appeal Court or any higher court.
I was involved in a hit and run accident w/a semi truck on Friday 6/4 on the freeway during rush hour traffic going about 10-15mph. The driver rear end me hitting my car multiple times and the last time I got hit I was literally standing on my brakes and the truck was pushing my car (an Acura Integra) and I could hear my brakes screeching and smelt burning rubber. At that point I was afraid for my life not knowing why this person was continuously hitting my car. I got the truck drivers plates and the police found him later that day at his job site and he stated he didn’t know he hit me. The police informed me he would not be charged w/hit and run unless I can prove that he had knowledge of him hitting me. I went to the doctor on Monday because of lower back pain and he sent me to physical therapy. When I called the other guy’s insurance company to make a claim, they set me up with an adjuster who said she would call me back the next day. I didn’t hear anything from her for 3 days so I called back and was told I had a new adjuster, so I called him and got his voice mail which stated he wouldn’t be back in his office until the next week. I called back the next week and after leaving many messages, I finally spoke to him and he stated that based on my statement, the insurance company would pay for all my auto and medical bills, and he would call me the next day after he spoke to his insurer and let me know the plan. I sent him an estimate and photos of my car. Then about a week later he left a message on my voice mail and emailed me stating:
Thanks for sending the photos over. Essentially our issue now is that our driver refuses to drop his story about you cutting him off and I cannot disregard what he is telling me. I want to avoid any hang ups on this file and don’t want you to feel like I am disregarding your story either. I know you said that you had aggravated your back and that was a part of your claim here. In an attempt to compromise this dispute, I want to take a shot at an offer I hope you could take. If I offered a percentage of your damages that reflected the disputed facts between the two parties (as in I pay 50% of your property and 50% of your injury claim), I don’t think you’d find it agreeable. Accordingly, I’d like to suggest that I pay 100% of your repairs as well as for a rental while it is in the shop in exchange for your full release of all claims. My compromise is paying for all of your damage despite the insured being upset and feeling like I am going against them and your compromise would be to forego an injury claim. Please advise if this is an acceptable option. Also, if you have the police report, send it over.
The police report clearly states that he is 100% at fault, so I have a few questions:
1.Now that I have proof that the driver did have knowledge of hitting me, how can I get him charged w/hit and run?
2.The estimate for my cars visual damage was 0 and I have spoken to two attorneys who said that they can’t represent, but that I should take it to a small claims court, so what do I need to do if I take him to small claims?
3.Because of the pain in my lower back, I can’t stand for more than 10 minutes, and I can’t walk very far nor for long periods of time, so can I get pain and suffering?
