Can someone help me with an issue regarding legal problems over a car accident?
Alright….
–I’m in my car driving and I have a friend with me. I’m waiting at a red light and out of nowhere comes a car that rear ends me. I go outside to talk to the driver, but he runs away ON FOOT. Anyways, I call the cops etc. they write a police report of the accident and my friend complains of "back pain" so I take him to the ER (just like he stated) and he turns out to be fine just that his muscles were pulled.
Anyways, my insurance company (state farm) is covering all of the medical expenses, they give the passenger ,500 to use on medical related issues. My friend goes to the Chiropractor to get more "treatment done" and the bill will exceed ,500 that my insurance company has stated to provide him (they told him before he went to the Chiropractor btw).
Anyways, now he’s complaining that he needs more money, and that he’s going to fight with my insurance company. On the other hand, the guy who is responsible for the entire accident has a crappy insurance policy, not to mention he claims that his car was "stolen", when he never filed a police report prior to the accident stating that his car was stolen(my main suspicion is that he was drunk at the time of the accident, that’s why he ran on foot). Anyways, my insurance company told me friend that he has to either pay through his health-care, or he has to fight with the other guys insurance company if he wants his medical bills paid. My main concern is, am I liable to pay his medical bills even though I wasn’t at fault for the accident? Or would he have to sue either my insurance company or the other guy’s insurance company for his medical bills to be paid off?
REPLY: I live in Texas, so does strict liability still count towards me?
So you guys are all agreeing that it’s NOT my liability to pay for his medical bills (if my insurance company doesn’t) ? Because the accident itself wasn’t my fault, and my insurance company provided everything they could. I AM FULLY INSURED BTW.
