I was in a car accident recently, just coming out of a parking lot, some guy jumps out infront of the car ahead of me – the car stops instantly causing me to bump him from behind.

There was no damage on my car, with his however, he claims that his car has been crumpled internaly and that the boot seized to open properly.

We were travelling around 5ks /hr. nothing much, just coming out of a parking lot, it was basically a tap.. he got a quote to fix it for around acouple of thousand! (4+)
I know the guys acting shifty. Hes car is worth nomore than 5(max)

Btw, It wasnt MY car at the time, but i was on as thirdparty. called the insurance company today, and they said that it has been lapsed due to some payment issues. *??* hence inactive at the time.

The guy that I hit is insured 3rd party.
I can only afford around 1000, nothing more. (uni student)
Would he be able to file a police report? What would i be able to do in this matter?

I live in victoria btw.
Thanks.
Hmm.. i guess im worried about if he can sue me. Would he be able to press charges or something?

Is there an agency that deals with these kinds of issues? I just dont want to wake up one morning with a 00 bill under my door. Although a month sounds good =)

I reported my claim the following Monday, and I find out she hasn’t reported the accident to her insurance company. Can she get in trouble?

We were at a Mc. Donald’s Parking lot and just after getting our food, the woman decides to pull a Reverse and slammed into us. There was no way to move and turn as the Drive thru was a single lane. We reported it to the police, but she never reported it to her insurance company. Can she get in trouble for that?

I got in an accident a month ago. I was going north towards the intersection of the parking lot. The other driver was coming into the parking lot from the west direction traveling east. I clearly saw the driver and stopped b4 the intersection allowing the other driver to go ahead. Instead of going straight (east) he slowly made a wide right turn towards me running into the front left side of my car. He claims he didn’t see me but it looked as if he was looking right at me. Anyhow, he apologized from the time he hit me until the police report was written up. He knew it was his fault. It happened on private property so no one was issued a ticket or placed at fault. Police informed us that we would have to file a claim through our insurance companies to determine fault. I asked the guy to just call his insurance and admit fault to expedite the process faster and he agreed. Of course when I call to give my statement his insurance company (Allstate) says that we have conflicting stories. Motherf%#*er! I have this huge dent on the front side of my car while this guy has a barely noticeable scratch on his bumper. I called the guy and he said he did admit fault so I don’t know who is lying him or the insurance company. Since we had conflicting stories Allstate said that they were waiting for the state police report to be sent to them to determine liability. When they did receive it they said it was blank. Also they told me I couldn’t contact the guy about it anymore. They told me to contact my insurance and have them pay for the 00 worth of damages. Whenever the topic of fixing my damages arise they mention having my insurance pay for 100% or if it can be agreed on each company paying 50%. There’s something shady about this whole situation. It seems as if Allstate doesn’t wanna pay up. Has this every happened to anyone? What should I do? Based on my description and damages, isn’t it clear who is at fault?
What if I find a witness to the car accident a month after I filed the claim?

My car bumped into a car at a parking lot and caused minor rear bump crack. And I called my insurance company to report a claim. Right now my rate insurance is 0/year. I would like to to know how much my insurance company will raise my rate when I renew it next year.

so here is the story, sorry for being long.

My younger brother and i had just finished shopping at XYZ Mall. We walked to the parking lot, i was the driver, and backed up out of the parking spot i was in. As i was backing up, i had hit a dark blue Honda car. So i walked out of the car and checked the Honda driver to see if she was ok. Seriously, i didnt even check the damage of the car. The lady walked out of the car and i kept asking CONSTANTLY if she was ok. (she was about 35-40 years old) She said she was fine and proceeded to the damage area of her car. The problem was, my brother and i stood outside looking for the damage for about 5 mins because the damage was not bad at all. The only damage was the scrape of paint of the Honda car. It was the size of a dime about. The lady had smooth her hand all over the side of the car to try to find damage for quite a while. But that was it. The dime size paint scrape was all that was.
Now i am getting a summons and complaints from lady claiming I had injured her AND her passenger. Which I recall there were NO passengers in the car with her. It was just the driver. The second complaint was that she had her car hauled out of the parking lot. Which was NOT true because she drove off just fine.

The whole claim is for 00 dollars.

We still exchange information because I admit it was my fault of hitting her and it was my first incident that ever happened. I know no matter how big or small accidents can be it should get reported. But the first time i just got so nervous I wasnt thinking right i guess. I just figure she seems like a nice lady and that she said she was fine. so we both let it go. But i told her if she needed to fix the little paint job i can be responsible for it. But she said it was ok. but we still exchange info. anyways and she drove off. NOT HAULED OUT.

I know there is a 2 year limitation to this whole thing. The thing is, The letter said the incident was on July 28, 2006. Which was not true because that time, i was going to a university and took public transportation where ever i went and didnt have a car. I had a car before that when i was going to another university because it was further out to get to. On that point, i just want to prove that there was no way for me to have a car to go anywhere on that date and the 2 year limitation has ended perhaps in 2006-2007.

Because it has been so long i had already lost the information of that lady and have no other proven records to prove my side.

Now i dont know what to do, but my insurance is settling for 00.

I dont have a problem of my insurance company paying out to them, the only problem is that I hate the fact people lie to get the money.

There was no police report taken, no car hauled. No injuries.

However, on the injury i know they can still claim that they have injury afterwards. but still, i want some justice in my case when i know there was NO PASSENGER, NO CAR HAULED out of the parking lot and passed the 2 year limitation, So now what should i do?

I was just in a car accident, where I was turning left onto the main road from my neighborhood road, and a car was speeding on the main road toward me as I turned left, and he had to swerve to avoid me and hit 3 other cars in a parking lot as a result. No one was hurt, just the cars were damaged, but the police say that only the driver that had to swerve will be allowed to file an insurance claim. The police officer and the mother of the boy who was driving both say it should be alright, and most likely, his insurance company won’t call, but the officer also said that if it wanted to, his insurance company could sue mine to pay for damages. But it seems like it might not happen, because the mother was very supportive and nice (more than I deserved), and said everything will be fine. I have to go and pick up a record on Monday from the municipal center. What will that tell me? ALSO, do I need to call my ins. comp. now? The officer didn’t say anything about it when I was talking to her.
Yes, he did tell the police officer he was speeding, b/c when she asked me if I thought he was speeding, she told me that the he did admit that. I told her that I couldn’t tell properly, but that it did look like he was driving fast.
Also, the police officer (as is normal) did take my information-drivers license and car tag information

Damage is 00, 00 deductible. I have asked my insurance company if it will affect my rate, and they give me the generic answer "we take many things into consideration."

Of note the accident was single car, from backing out of a parking lot. Did not occur on a public road.

ok so i was in the kroger parking lot and my car hit a buggy wich in turn hit another car. am i liable? and would my insurance cover that?

I was in a minor car accident in a parking lot two weeks ago. The other person was at fault; she backed right into me. I have taken my car to get an estimate to fix the damage, and the total came out to be about 0. All it needs is body work on the right door and right fender.

Considering that it was a minor fender bender and my car’s limited worth (00 without the damage), I would prefer to just take the 0 and not get the car fixed (or at most get it fixed such that the door is no longer pushing against the fender). One person I know has assured me that this is fine. However, my roommates claim that if I do this I will be committing insurance fraud: If I take the money to fix the car, I have to get the car fixed at the shop where I got the estimate (in fact, they will take money directly from the person at fault). Do I have the option of just taking the money?

Just in case, the accident occured in Maryland.

My mother is being sued for a car accident she was in about 2 years ago. She hit another vehicle on a parking lot, the police was called, her insurance covered the other person’s damages, but now this person is suing for medical reasons and all that. (pretty much a bunch of bs). My mother had just been served. The claim is for ,000 and she has very low income. What does she do now ?
We are in the state of CT. I understand she needs to get a lawyer, however she can’t afford one. What happens with the insurance ? shouldn’t they pay if she was covered at the time of the accident ? What happens when she goes to court and can’t make the ,000 payment ?